How do I choose the right financial planning firm?
Check out their ethos
Our ethos is simple: we’re here to help you achieve your financial dreams in as simple a way as possible.
We believe that to do this you need to stick to a plan, but first you need to have a plan that is flexible enough to match any changes to your needs or circumstances.
That’s what you create with us: an individual financial plan that matches your life plan and your personal goals. This will be designed around what’s most important to you, so that you can live the life you want.
We know that financial planning can seem complicated and sometimes confusing so we do all we can to remove the complexity for you. Our plans are designed to give you the reassurance that gives you the chance to dream – to look forward into your future and see what’s truly possible.
With your money under control you can be confident in spending on those things that are truly important to you. When you’re less anxious about money you can start to have more fun.
We reduce your stress by building a long-lasting relationship based on trust. This means you can always be confident that we’re here for you.
Once your plan is in place, we actively manage it for you and keep you regularly updated so you are financially organised and reassured that you’re on track.
We remove your financial hassles so that you have more time for what’s important to you both now and in the future.
Make sure they’re the right fit for you
- Do you believe that financial planning is more about life than it is about money?
- Are you looking for an adviser who is genuinely interested in helping you achieve your financial dreams?
- Would a long-term relationship help ensure your plans stay on target?
- Do you have a clear understanding of what you want to achieve in life but need to delegate the more complex parts of your financial planning to someone you can trust?
We can help.
Feedback from our customers shows that whilst they value our experience and in-depth knowledge, it’s the personal, bespoke service which is of most importance to them.
To us, it’s not your personal circumstances that matter most; it is the fit between our values and yours, because that is what shapes your relationship with us.
Ensure you can trust them
There are many aspects to consider when deciding on an advisory firm. But the first question should be whether they will act as a ‘fiduciary’.
‘Fiduciary’ is a funny word for a serious concept: a fiduciary, like a lawyer or doctor, will always act in your best interest.
It’s important to us that you have complete confidence that we are the people you want to trust with your financial future.
We’ll check with you at every stage that you are happy to continue and will never ask you to make a decision before you are completely ready.
We are committed to the code of ethics required by the Institute of Financial Planning and Personal Finance Society, as well as being authorised and regulated by the Financial Conduct Authority (number 607698).
Perhaps more importantly, our company is based not on sales targets and aggressive growth plans but on a desire to provide an exceptional personal service to you.
Look at their qualifications
Qualifications are undoubtedly an important part of being an adviser. They reveal a strong foundation and a commitment to ongoing professional development.
Our adviser, Andrew Platt, is one of the most highly qualified advisers in the UK, being one of only a small percentage of advisers who are both an accredited Certified Financial Planner and a Chartered Financial Planner.
Andrew’s qualifications cover comprehensive financial planning, as well as in-depth knowledge of investment and retirement planning, taxation and trusts and protection for families.
Find out how they deliver on their promises
Some principles are worth sticking to. For us, we remain committed to limiting the number of clients we work with. That way we can be certain we have enough time to develop a personal relationship with you and offer a truly bespoke service.
We have built Callisto upon traditional values.
We choose to be completely independent rather than having preferred affiliations with specific companies. This allows you to be absolutely certain that any products we recommend to help you achieve your plan will be the most suitable for you, rather than recommended because of a favoured relationship with a particular provider.
Another principle is transparency.
We are completely honest with you about charges at every step.
And the most important thing to us in creating your plan is to design it around your values, goals and key relationships. At our first meeting the thing we’re most interested in finding out is what’s most important to you. This is then the cornerstone on which all our recommendations are based.
Ask what keeps them in this business
What motivates us is empowering you to make smart choices with your money, to fulfil your financial aspirations and experience genuine security in your life as a result.
We like to see that we’re making a difference – by helping people to understand that money in itself is not that important. What’s important is the extent that it allows you to enjoy the things that matter to you most.
As our founder, Andrew Platt, says:
‘Money is important to me, not in itself, but because it gives me choices. It enables me to accomplish what’s important to me.
I want to build a business that helps people achieve their goals, I want to give my children the best start in life and I want to have a certain quality of life that gives me peace of mind.’