Lifestyle financial planning for retirement
How do you plan to spend your retirement?
It's a question we all face
We’ve been helping people from Liverpool and St Helens to enjoy retirement comfortably and securely since 1993.
It all starts with you
The better prepared and clear you are about how your retirement will be, the better you can plan for it.
This is what lifestyle planning for retirement is all about:
- What is it that you want to do with your retirement?
- How can we make sure your finances are organised to allow you to do this?
Retirement planning is helping you realise your goal to retire with financial freedom and security, through a financially comfortable, enjoyable and stress-free lifestyle.
We're all different and we all have different goals.
Many of us, however, have not really made any retirement plans yet.
Well, it's time to start.
- Maybe you want to travel and live a life of adventure?
- Perhaps you wish to get that mortgage paid off, once and for all?
- Some are dreaming of relocating now the children have moved out and there’s no need to be based close to work.
- Others have their heart set on a holiday home.
- Classic cars, sports and other hobbies may all be part of the mix.
Actually, it doesn't matter what you plan to do or who you plan to be.
What matters is that you have a plan in place and your finances are arranged to allow you to follow this through.
"Andrew doesn’t just concentrate on the numbers.
He asked us what we wanted to do with the rest of our lives; which got us thinking about our work, our lives and our family.
We did the lifetime cash-flow and realised we were in a better position than we thought.
At our next meeting we told him we were quitting our jobs and buying a camper van to travel around the UK. We also plan to see our family more ‘down under’ and this is all because of one conversation!"
Mr and Mrs H
What does it mean to live a good life?
How will you feel when you reach retirement?
This video will help you with some ideas!
How can you plan for your ideal retirement lifestyle?
This is where we come in
We specialise in helping you explore your options and understanding how important having a retirement plan is.
Simply put, once we have determined how you’d like your retirement lifestyle to be, we can make sure you can enjoy your time as you wish.
After all, it’s what you’ve been working towards all your life.
We encourage you to plan for retirement by thinking about what it looks like.
- Talk to your friends.
- Write about it.
- Create a storyboard.
- Visualise it.
- Find out how others live it.
- Be imaginative.
Your financial plans and your day-to-day retirement plan should fit hand in glove.
To tailor your financial plans, we help you develop a clear picture of your retirement identity.
This is something, however, that ultimately must come from you.
So, let’s talk and get you thinking about your life ahead.
A retirement plan is not something to worry about: it’s something that makes everything secure.
At its heart lie three things, and the third is what determines the rest.
- A financial plan and an investment plan.
- A budget.
- And a FUN plan!
Your fun plan includes all the things that you want to do, the places you want to visit and the life you want to lead.
"Andrew showed us that a big part of our retirement planning is about living life to the full while we can.
He helped us to map this out and then arranged our finances to support the goals that we wanted to achieve"
We take a smarter approach.
Our three steps to planning your financial future
To help you to identify, create and maintain the lifestyle you want.
Discover how we use technology to make smarter, securer plans for you.
Lifestyle Planning FAQ's
Here are some frequently asked questions at the lifestyle planning stage
See our other FAQ's here